Our fee is payable upon mortgage application. For standard regulated mortgages, our typical fee is £495 for purchases and £395 for remortgages. Existing clients benefit from reduced rates of £395 for purchases and £250 for remortgages. Product transfers with your current lender are free of charge.

For shared ownership purchases, our fee is £595. Capital raising activities (including debt consolidation, staircasing or Help to Buy repayments) will incur an additional £150.

Buy-to-let fees are £595 for standard purchases and £495 for remortgages, with limited company buy-to-lets charged at £795.

In exceptional or complex cases, a fee of up to 1.5% of the loan amount may be agreed in advance. For applications involving credit impairment, an additional £150 administration fee applies. Additional fees may also apply in some circumstances.

We will receive commission from the lender in addition to the fees you pay. As with all insurance policies, conditions and exclusions will apply.

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

Covering Milton Keynes.

Registered Office: Mortgage Light Ltd, 15 High Street, Brackley, England, NN13 7DH. Registered Company Number: 8184773. Registered in England & Wales.