High net worth mortgage advisor in Milton Keynes
Large loan mortgage broker for HNW individuals
As a high net worth individual, it can be difficult to find a high street lender that offers the right kind of mortgage product to cater to your needs. Most high street lenders in the UK offer mortgages of up to around £1 million - anything above that is out of their comfort zone. They also may place restrictions on the maximum loan to value on offer for larger loans.
If you need a mortgage of a higher value, you may need to turn to specialist high net worth mortgage lenders and private banks. It’s often the case that these lenders don’t always have a high street presence, so you may need the help of a HNW mortgage advisor and broker to access them.
Here at Mortgage Light, we have extensive knowledge and strong relationships with high net worth mortgage lenders, making us best placed to arrange a bespoke mortgage to suit your requirements. We’re in touch with lenders that offer the open and flexible approach to assessing income that is needed when working with HNW individuals.
We can help you with:
- Residential properties
- Investment properties
- Commercial properties
- Repayment mortgages
- Interest-only mortgages
- Offshore solutions for UK ex-pats, non-domiciled UK residents, UK residents earning in a foreign currency and foreign nationals
When dealing with large amounts of income, it’s important to make smart financial decisions. With this in mind, it’s a good idea to use a trusted high net worth mortgage advisor and broker to access the right lenders. And in fact, many high net worth mortgage lenders will only accept mortgage applications from those who have enlisted the help of a mortgage advisor, so it pays to put your trust in our hands.
At Mortgage Light, we talk directly with underwriters at specialist and large banks and understand the special financial circumstances surrounding HNW mortgages, such as family trusts, offshore investments, and multi-currency income profiles.
We know exactly how to communicate your financial situation to the right mortgage lenders on your behalf - and the best part? We do all the hard work for you, taking the right steps to efficiently get your mortgage application processed as quickly as possible - we know time is often of the essence with larger deals.