Mortgage Light

Call Phone Icon01908 597655
New Homes Hotline – 01908 870017
01908 597655
New Homes Hotline – 01908 870017
  • About Us
    • Meet the Team
  • Mortgages
    • Remortgaging
    • Help to Buy Remortgages
    • Help to Buy Mortgages
    • Shared Ownership Mortgages
    • Bad Credit Mortgages
    • Buy to let Mortgages
    • High Net Worth Mortgages
  • Protection
    • Home Insurance
    • Life Assurance
    • Critical Illness Protection
    • Income Protection
    • Business Protection
    • PMI (Private Medical Insurance)
  • Existing Customers
  • Blog
  • Contact Us
  • Partnerships
  • About Us
    • Meet the Team
  • Mortgages
    • Remortgaging
    • Help to Buy Remortgages
    • Help to Buy Mortgages
    • Shared Ownership Mortgages
    • Bad Credit Mortgages
    • Buy to let Mortgages
    • High Net Worth Mortgages
  • Protection
    • Home Insurance
    • Life Assurance
    • Critical Illness Protection
    • Income Protection
    • Business Protection
    • PMI (Private Medical Insurance)
  • Existing Customers
  • Blog
  • Contact Us
  • Partnerships
Home / Protection / Private Medical Insurance Advisors In Milton Keynes
PMI (Private Medical Insurance)

Private Medical Insurance Advisors In Milton Keynes

Book a consultation

Get in Touch

What is Private Medical Insurance?

Private medical insurance (PMI) is an insurance policy designed to meet some or all of the costs of private medical treatment. It is also known as private health insurance.

There are two main types of private medical insurance policies, the first are "Indemnity" policies - they meet the costs of having private medical treatment for an acute illness or injury on a short-term basis. This could include a private room in a hospital, surgeons' and other specialists' fees, outpatient treatment like physiotherapy and daycare treatment including surgical and diagnostic procedures.

The second type are "Cash plan" policies, these policies provide a lump-sum benefit payment in certain situations. Generally, the consumer will pay a monthly premium in return for cover, for up to 100% of costs for treatment like an inpatient stay in an NHS hospital, or dental or optical treatment. These may not be included under an "indemnity" policy.

Both "indemnity" and "cash-plan" policies can have additional benefits, such as cover for partners and/or children, one-to-one telephone support for cancer and heart patients, customer health checks and helplines, access to complementary therapies and psychiatric treatment, dental and optical treatment, treatment at home for intravenous therapies like chemotherapy.

Another variation is a "six week plan", which covers the costs of private medical treatment when NHS waiting times for that treatment are likely to be more than six weeks.

It is worth noting most private health insurance policies, don't cover pre-existing conditions.

Contact Us

We would love to hear from you! Please fill out this form and we will get in touch with you shortly.
  • We take your privacy seriously, we do not share contact information or send marketing without your permission. Our Policy

  • This field is for validation purposes and should be left unchanged.

Protection

  • Home Insurance
  • Life Assurance
  • Critical Illness Protection
  • Income protection
  • Business Protection
  • PMI (Private Medical Insurance)

Mortgage Light Head Office

1 Whittle Court,
Knowlhill,
Milton Keynes,
MK5 8FT

Connect With Us

  • Facebook
  • Instagram
  • LinkedIn
  • Twitter

Free Initial Consultation

All of our brokers deal with the whole of the mortgage market. It doesn’t matter what the question or when you want to speak to us, we have brokers available on the phone or face to face seven days a week. Whether you are just thinking of buying a home and have no idea where to start, a seasoned investor or someone looking to better your current mortgage product, we are happy to help andchat over ideas free of charge.

So we can give you plain and simple advice we will run through some basic questions to help us tailor products to suit your needs. Upon us taking your application forward we will write to inform you that we have given you advice and give you a Key Facts Illustration breaking down the important elements of the product and the fees involved.

For us to take your application forward to a lender we charge an upfront administration fee of £349. For our returning customers looking to renew their mortgage product this fee reduces to £199. We also receive commission from the lender.

A fee of £349 is payable on application of the mortgage. We will receive commission from the lender in addition to the fees you pay. Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. As with all insurance policies, conditions and exclusions will apply.
Covering Milton Keynes.

Registered Office: Mortgage Light Ltd Church View Chambers, 38 Market Square, Toddington, Dunstable LU5 6BS. Registered Company Number: 8184773. Registered in England & Wales.

Copyright 2019 © Mortgagelight. All rights reserved. Our Privacy Policy, Cookie Information