Blog - Mortgage Light

Getting a mortgage

Latest Post

Getting a Mortgage With a Limited Company

Posted by Mortgage Light 1 week ago

Getting a mortgage offer when you are the director and owner of a limited company can sometimes be challenging. This is particularly true when trying to evidence your earnings. Unlike most salaried employees, the self-employed and most company directors will not have a simple straightforward contracted income that can be evidenced via monthly payslips and... Continue reading

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Getting a mortgage

How do I Apply for a Mortgage?

Posted by Mortgage Light 1 month ago

Shared Ownership

Can You Get Shared Ownership With Bad Credit?

Posted by Mortgage Light 1 month ago

Remortgaging

Can You Remortgage at Any Time?

Posted by Mortgage Light 1 month ago

Shared Ownership

How Much of a Deposit do you Need for Shared Ownership?

Posted by Mortgage Light 3 months ago

Getting a mortgage

How to Buy Your First Home

Posted by Mortgage Light 3 months ago

Managing your mortgage

What Happens to my Mortgage if I Lose my Job?

Posted by Mortgage Light 3 months ago

Managing your mortgage

What is a Mortgage Payment Holiday?

Posted by Mortgage Light 4 months ago

Shared Ownership

How to Apply for Shared Ownership

Posted by Mortgage Light 4 months ago

Getting a mortgage

Different Types of Mortgage

Posted by Mortgage Light 4 months ago

Managing your mortgage

What Happens to Your Mortgage When You Move?

Posted by Mortgage Light 5 months ago

Getting a mortgage

Am I Eligible for a Mortgage?

Posted by Mortgage Light 6 months ago

Shared Ownership

What Happens When You Sell a Shared Ownership Property?

Posted by Mortgage Light 6 months ago

Shared Ownership

Shared Ownership – How Does Staircasing Work?

Posted by Mortgage Light 7 months ago

Remortgaging

Can I Remortgage to Release Equity?

Posted by Mortgage Light 7 months ago

Managing your mortgage

Mortgages and Divorce

Posted by Mortgage Light 7 months ago

Managing your mortgage

Extending Your Mortgage Term

Posted by Mortgage Light 7 months ago

Shared Ownership

What is a Shared Ownership Mortgage?

Posted by Mortgage Light 8 months ago

Getting a mortgage

What is a Mortgage Agreement in Principle?

Posted by Mortgage Light 8 months ago

Case Study

Mortgage Light provides a lifeline for first-time buyer family

Posted by Katherine 9 months ago

Managing your mortgage

What Happens if I Can’t Pay my Mortgage?

Posted by Mortgage Light 10 months ago

Getting a mortgage

What Fees are Involved in Buying a House?

Posted by Mortgage Light 10 months ago

Getting a mortgage

What is a Fixed-Rate Mortgage?

Posted by Mortgage Light 10 months ago

Getting a mortgage

What is a Mortgage Guarantor?

Posted by Mortgage Light 10 months ago

Getting a mortgage

What do I Need for a Mortgage Application?

Posted by Mortgage Light 11 months ago

Managing your mortgage

How Much Can I Overpay on my Mortgage?

Posted by Mortgage Light 11 months ago

Uncategorized

Mortgage Light’s Christmas Giveaway Ts&Cs

Posted by Katherine 11 months ago

Here to help

Watch on demand: The Here to Help Job Search Webinar

Posted by Katherine 11 months ago

Uncategorized

Mortgage Light welcomes four new members to the team

Posted by Katherine 11 months ago

Managing your mortgage

What is Mortgage Porting?

Posted by Mortgage Light 11 months ago

Here to help

Here to Help: Mortgage Light teams up with EAC Consulting to launch Here to Help: Job Search Workshop

Posted by Katherine 11 months ago

Managing your mortgage

Switching to a New Mortgage Deal

Posted by Mortgage Light 12 months ago

Self-employed

Self-Employed Mortgage – How Does it Work?

Posted by Mortgage Light 12 months ago

Shared Ownership

Shared Ownership – How Does it Work?

Posted by Mortgage Light 1 year ago

Shared Ownership

Is Shared Ownership a Good Idea?

Posted by Mortgage Light 1 year ago

Help to Buy

Help to Buy Repayment Options

Posted by Mortgage Light 1 year ago

Shared Ownership

Shared Ownership should go further to help homebuyers

Posted by Katherine 1 year ago

Shared Ownership

Who is Eligible for Shared Ownership?

Posted by Mortgage Light 1 year ago

Help to Buy

What is the Help to Buy Scheme?

Posted by Mortgage Light 1 year ago

Shared Ownership

What Does Shared Ownership Mean?

Posted by Mortgage Light 1 year ago

Case Study

Homebuyer moves up the ladder – with the help of Mortgage Light for a second time

Posted by Katherine 1 year ago

Remortgaging

Remortgage: How Does it Work?

Posted by Mortgage Light 1 year ago

Shared Ownership

Shared Ownership Pros and Cons

Posted by Mortgage Light 1 year ago

Remortgaging

How to Remortgage Your Home

Posted by Mortgage Light 1 year ago

Case Study

Light at the end of the tunnel for buy-to-let customer

Posted by Katherine 1 year ago

Here to help

Mythbusters: Getting you onto the ladder

Posted by Katherine 1 year ago

Remortgaging

Remortgaging on Maternity Leave

Posted by Mortgage Light 1 year ago

Remortgaging

Can You Remortgage With The Same Lender?

Posted by Mortgage Light 1 year ago

Help to Buy

Can You Remortgage With Help to Buy?

Posted by Mortgage Light 1 year ago

Uncategorized

Calling all first-time buyers: Join our free virtual mortgage clinic!

Posted by Katherine 1 year ago

Help to Buy

Can Help to Buy help you?

Posted by Katherine 1 year ago

Case Study

Shared Ownership Made Easy for First-Time Buyers

Posted by Mortgage Light 1 year ago

Remortgaging

Can I Remortgage Early?

Posted by Mortgage Light 1 year ago

Remortgaging

How Long Does it Take to Remortgage?

Posted by Mortgage Light 1 year ago

Remortgaging

Can You Remortgage to Pay Off Debt?

Posted by Mortgage Light 1 year ago

Remortgaging

How Remortgaging Works

Posted by Mortgage Light 1 year ago

Remortgaging

Can I Remortgage With Bad Credit?

Posted by Mortgage Light 1 year ago

Remortgaging

Can You Remortgage Early?

Posted by Mortgage Light 1 year ago

Here to help

Here to Help Competition: 10 winners will receive a £50 Sainsbury’s voucher each

Posted by Katherine 2 years ago

Here to help

Mortgage Light: We’re here to help!

Posted by Mortgage Light 2 years ago

Uncategorized

Three Financial Admin Tasks To Tackle Now

Posted by Mortgage Light 2 years ago

All of our brokers deal with the whole of the mortgage market. It doesn’t matter what the question or when you want to speak to us, we have brokers available on the phone or face to face seven days a week. Whether you are just thinking of buying a home and have no idea where to start, a seasoned investor or someone looking to better your current mortgage product, we are happy to help andchat over ideas free of charge.

So we can give you plain and simple advice we will run through some basic questions to help us tailor products to suit your needs. Upon us taking your application forward we will write to inform you that we have given you advice and give you a Key Facts Illustration breaking down the important elements of the product and the fees involved.

For us to take your application forward to a lender we charge an upfront administration fee of £349. For our returning customers looking to renew their mortgage product this fee reduces to £199. We also receive commission from the lender.