Critical Illness Cover Advisor In Milton Keynes

Critical illness cover is an important financial safety net. It’s designed to pay out a cash lump sum if you’re diagnosed with one of the critical illnesses in the individual insurer’s policy. The money paid out can be used in any way you like – to help pay a lump sum off your mortgage, enable you to stop working, or buy private medical care

Critical Illness Cover is designed to pay out in most circumstances including cancer, heart attack and stroke. However, because of advances in medicine not every type of cancer is classed as a critical illness. This is because if the cancer in question is discovered and treated early enough it will not have a severe impact on your lifestyle – for most insurers a cancer needs to have spread or reached a specified severity to be covered. Different providers will offer different levels of cover & we navigate the market to find the best one for you and your families circumstances.

As per Life Assurance, there are two types of cover - Decreasing & Level. As critical illness insurance advisors, we can go through the differences between the two types of cover with you and bespoke to your budget advise the best one which is for you.