Welcome to Mortgage Light & Places for People

Hi there! Excited about owning your own home? We get it. Shared Ownership could be the perfect first step

We’ve teamed up with the lovely people at Places for People to offer you FREE mortgage advice at this exciting time in your life.

Speak to one of our expert brokers, and we will educate you in the house buying process, we will help you with your budget, and also be with you on your journey of getting your home.

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Please fill in your details and we’ll be in touch really soon. Ready to book an appointment with one of our brokers now?

Fill in your details and click the Book an Appointment Now button to access our live booking service.

We can’t wait to be part of your home buying journey!

If you wish to register a complaint, please contact us in writing to Siobhan Holbrook, Mortgage Light Limited, 1 Whittle Court, Knowlhill, Milton Keynes, MK5 8FT, by email to siobhan@mortgagelight.co.uk or by phone on 01908 597655. If you cannot settle your complaint with us, you may be entitled to refer the matter to the Financial Ombudsman Service.

All of our brokers deal with the whole of the mortgage market. It doesn’t matter what the question or when you want to speak to us, we have brokers available on the phone or face to face seven days a week. Whether you are just thinking of buying a home and have no idea where to start, a seasoned investor or someone looking to better your current mortgage product, we are happy to help andchat over ideas free of charge.

So we can give you plain and simple advice we will run through some basic questions to help us tailor products to suit your needs. Upon us taking your application forward we will write to inform you that we have given you advice and give you a Key Facts Illustration breaking down the important elements of the product and the fees involved.

For us to take your application forward to a lender we charge an upfront administration fee of £495. For our returning customers looking to renew their mortgage product this fee reduces to £250. We also receive commission from the lender.

Our fee is payable upon mortgage application. The typical fee for a regulated mortgage is £495. However, for applications involving a poor credit history or loan amounts under £50,000, an additional fee of £150 will apply.

For existing customers, we offer a reduced fee of £250 for remortgages and £395 for purchases, with no charge for product transfers.

For buy-to-let mortgages, the fee is £595, and for limited company buy-to-lets, it is £695. Fees for commercial mortgages are determined by the nature of the finance and the loan structure, with a minimum charge of £1,000. Additional fees may apply.

We will receive commission from the lender in addition to the fees you pay. As with all insurance policies, conditions and exclusions will apply.

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

Covering Milton Keynes.

Registered Office: Mortgage Light Ltd, 15 High Street, Brackley, England, NN13 7DH. Registered Company Number: 8184773. Registered in England & Wales.

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