Welcome to Mortgage Light & Bounty

We’ve teamed up with the lovely people at Bounty to offer you FREE mortgage advice at this exciting time in your life.

Whether you’re thinking of buying a home or remortgaging whilst on maternity leave, you’ll likely have a lot of things to think about at the moment. That’s why it’s important to understand all your options when it comes to your mortgage, and that’s where we can help – no charge!

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We would love to hear from you! Please fill out this form and we will get in touch with you shortly.

If you wish to register a complaint, please contact us in writing to Siobhan Holbrook, Mortgage Light Limited, 1 Whittle Court, Knowlhill, Milton Keynes, MK5 8FT, by email to siobhan@mortgagelight.co.uk or by phone on 01908 597655. If you cannot settle your complaint with us, you may be entitled to refer the matter to the Financial Ombudsman Service.

All of our brokers deal with the whole of the mortgage market. It doesn’t matter what the question or when you want to speak to us, we have brokers available on the phone or face to face seven days a week. Whether you are just thinking of buying a home and have no idea where to start, a seasoned investor or someone looking to better your current mortgage product, we are happy to help andchat over ideas free of charge.

So we can give you plain and simple advice we will run through some basic questions to help us tailor products to suit your needs. Upon us taking your application forward we will write to inform you that we have given you advice and give you a Key Facts Illustration breaking down the important elements of the product and the fees involved.

For us to take your application forward to a lender we charge an upfront administration fee of £495. For our returning customers looking to renew their mortgage product this fee reduces to £250. We also receive commission from the lender.

Our fee is payable on mortgage application. We charge up to 1% but our typical fee is £495 for all new residential applications, £645 for loan sizes of £50,000 or lower, and £695.00 for limited company buy to lets. However, with our existing customers our fee is reduced to £250 for a Remortgage or if we end up doing a product transfer we do not charge. Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. For commercial mortgages, our fees are subject to the nature of the finance and structure of the loan, with a minimum fee of £1000. Other fees may apply. We will receive commission from the lender in addition to the fees you pay. As with all insurance policies, conditions and exclusions will apply.

Covering Milton Keynes.

Registered Office: Mortgage Light Ltd, 15 High Street, Brackley, England, NN13 7DH. Registered Company Number: 8184773. Registered in England & Wales.

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