Whilst you can remortgage at any time, it’s a good idea to remortgage at a time when you’ll reap the benefits of doing so. Remortgaging usually comes with financial implications and generally has some upfront costs, so it doesn’t always make initial sense for your bank balance.

Remortgaging gives you the opportunity to shop around and secure the best mortgage deal for your circumstances. Let’s look at the reasons why you might choose to remortgage, and the best time to undertake this process. [Read more…]

You might assume that you can’t remortgage until your current mortgage term is complete, but that isn’t actually true. It is possible to remortgage early, but it’s important to decide whether this is the right move for you financially. [Read more…]