The Help to Buy equity loan scheme has been around now since 2013, and with many people coming to the end of their five-year interest-free period on their Help to Buy equity loans, many are asking the same question – what are my repayment options? The good news is that there are a few different routes that you can take when paying back the equity loan – and we at Mortgage Light have experts that can help you decide which is best for you. [Read more…]
Amy Barrows (26), a recruitment consultant, has been a two-time customer of Mortgage Light in the past five years. In 2016, the team helped Amy onto the property ladder using Shared Ownership and four years later, Amy was ready to climb onto the next rung – again with Mortgage Light’s help. [Read more…]
Remortgaging is the process of taking out a new mortgage to replace your current one on a property that already belongs to you. When you buy your mortgage, you don’t have to think of it as something that you’ll be held to for the rest of your life. Instead, think of it as something to re-evaluate periodically to make sure you’ve got the best deal for your situation. [Read more…]
Remortgaging your home can sound like a complicated process, but it doesn’t have to be. A mortgage shouldn’t be a one-and-done; it should instead be something that you re-evaluate at the end of a fixed or tracker term. In the same way as you’d review your car insurance each year when your policy ends, you should take a look at your mortgage when the term ends to make sure you’re getting the best deal for your situation. [Read more…]
Mortgage Light’s experts shared their tips in our first virtual mortgage clinic
Last week, we held our first, live online mortgage clinic to bust some myths around mortgages, specifically for those of you buying your first home. Our biggest takeaway? The pandemic (and the economic uncertainties it has created) doesn’t seem to be deterring first-time buyers in Milton Keynes. [Read more…]
Calling all first-time buyers! Are you ready for your own space but not sure on your next steps? Join Mortgage Light’s free virtual mortgage clinic for a friendly video chat with our mortgage experts.
Here at Mortgage Light, we’ll always consider every possible route to help our clients find the best mortgage deal available to them, whatever their circumstances. [Read more…]
Most of us have a mental list of tasks that we never quite find the time to tackle, from switching energy provider to getting the car cleaned. Here at Mortgage Light, we believe some are more important than others; the dog could probably go another couple of weeks without a full groom, but some of those jobs you’ve been putting off for a rainy day could save you money.