Category: Remortgaging

Remortgaging

Latest Post

Can I Remortgage With Credit Card Debt?

Posted by Mortgage Light 10 months ago

It is possible to remortgage with credit card debt, as long as you are generally able to prove that you can afford your monthly repayments. Assuming you are able to do this, you may still face some restrictions on the amount lenders are willing to lend to you. You could also find that any mortgages offered will... Continue reading

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Remortgaging

5 Reasons to use a Mortgage Adviser

Posted by Mortgage Light 3 years ago

Remortgaging

Can You Remortgage to Buy Another Property?

Posted by Mortgage Light 3 years ago

Remortgaging

Can You Remortgage at Any Time?

Posted by Mortgage Light 4 years ago

Remortgaging

Can I Remortgage to Release Equity?

Posted by Mortgage Light 4 years ago

Remortgaging

Remortgaging on Maternity Leave

Posted by Mortgage Light 5 years ago

Remortgaging

Can You Remortgage With The Same Lender?

Posted by Mortgage Light 5 years ago

Remortgaging

Can You Remortgage to Pay Off Debt?

Posted by Mortgage Light 5 years ago

Remortgaging

How Remortgaging Works

Posted by Mortgage Light 5 years ago

Remortgaging

Can I Remortgage With Bad Credit?

Posted by Mortgage Light 5 years ago

Remortgaging

Can You Remortgage Early?

Posted by Mortgage Light 5 years ago

All of our brokers deal with the whole of the mortgage market. It doesn’t matter what the question or when you want to speak to us, we have brokers available on the phone or face to face seven days a week. Whether you are just thinking of buying a home and have no idea where to start, a seasoned investor or someone looking to better your current mortgage product, we are happy to help andchat over ideas free of charge.

So we can give you plain and simple advice we will run through some basic questions to help us tailor products to suit your needs. Upon us taking your application forward we will write to inform you that we have given you advice and give you a Key Facts Illustration breaking down the important elements of the product and the fees involved.

For us to take your application forward to a lender we charge an upfront administration fee of £495. For our returning customers looking to renew their mortgage product this fee reduces to £250. We also receive commission from the lender.

Our fee is payable upon mortgage application. The typical fee for a regulated mortgage is £495. However, for applications involving a poor credit history or loan amounts under £50,000, an additional fee of £150 will apply.

For existing customers, we offer a reduced fee of £250 for remortgages and £395 for purchases, with no charge for product transfers.

For buy-to-let mortgages, the fee is £595, and for limited company buy-to-lets, it is £695. Fees for commercial mortgages are determined by the nature of the finance and the loan structure, with a minimum charge of £1,000. Additional fees may apply.

We will receive commission from the lender in addition to the fees you pay. As with all insurance policies, conditions and exclusions will apply.

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

Covering Milton Keynes.

Registered Office: Mortgage Light Ltd, 15 High Street, Brackley, England, NN13 7DH. Registered Company Number: 8184773. Registered in England & Wales.

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