Category: Here to help

Here to help

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Did you know there are ways to save money on your mortgage payments?

Posted by Mortgage Light 10 months ago

If you’re worried about how you’re going to afford your mortgage, there are things you can do now to make your repayments more affordable. Take a look at our top 5 tips: 1 Swap your variable rate for a better rate If your mortgage has now gone on to a variable rate, you may be... Continue reading

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Here to help

Why using a mortgage broker & adviser is vital in 2023

Posted by Mortgage Light 12 months ago

Here to help

Making criteria work

Posted by Mortgage Light 1 year ago

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The most common mortgage questions answered

Posted by Mortgage Light 1 year ago

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How to Save Money on Bills

Posted by Mortgage Light 1 year ago

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Cost of Living Crisis – How is This Impacting the Housing Market?

Posted by Mortgage Light 1 year ago

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Watch on demand: The Here to Help Job Search Webinar

Posted by Katherine 3 years ago

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Here to Help: Mortgage Light teams up with EAC Consulting to launch Here to Help: Job Search Workshop

Posted by Katherine 3 years ago

Here to help

Mythbusters: Getting you onto the ladder

Posted by Katherine 3 years ago

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Here to Help Competition: 10 winners will receive a £50 Sainsbury’s voucher each

Posted by Katherine 4 years ago

Here to help

Mortgage Light: We’re here to help!

Posted by Mortgage Light 4 years ago

All of our brokers deal with the whole of the mortgage market. It doesn’t matter what the question or when you want to speak to us, we have brokers available on the phone or face to face seven days a week. Whether you are just thinking of buying a home and have no idea where to start, a seasoned investor or someone looking to better your current mortgage product, we are happy to help andchat over ideas free of charge.

So we can give you plain and simple advice we will run through some basic questions to help us tailor products to suit your needs. Upon us taking your application forward we will write to inform you that we have given you advice and give you a Key Facts Illustration breaking down the important elements of the product and the fees involved.

For us to take your application forward to a lender we charge an upfront administration fee of £349. For our returning customers looking to renew their mortgage product this fee reduces to £199. We also receive commission from the lender.

Our fee is payable on mortgage application. We charge £349 for all new residential applications, and £495 for loan sizes of £50,000 or lower and for limited company buy to lets. However, with our existing customers our fee is reduced to £199 for a Remortgage or if we end up doing a product transfer we do not charge. Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. For commercial mortgages, our fees are subject to the nature of the finance and structure of the loan, with a minimum fee of £1000. Other fees may apply. We will receive commission from the lender in addition to the fees you pay. As with all insurance policies, conditions and exclusions will apply.

Covering Milton Keynes.

Registered Office: Mortgage Light Ltd, 15 High Street, Brackley, England, NN13 7DH. Registered Company Number: 8184773. Registered in England & Wales.