Category: Getting a mortgage

Getting a mortgage

Latest Post

How to Get a Mortgage Without Payslips

Posted by Mortgage Light 3 months ago

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Getting a mortgage

How does Shared Ownership Work?

Posted by Mortgage Light 7 months ago

Getting a mortgage

Celebrating 13 Years of Mortgage Light

Posted by Mortgage Light 7 months ago

Getting a mortgage

Introducing our New Commercial Division

Posted by Mortgage Light 10 months ago

Getting a mortgage

Did you know there are ways to save money on your mortgage payments?

Posted by Mortgage Light 2 years ago

Getting a mortgage

Why using a mortgage broker & adviser is vital in 2023

Posted by Mortgage Light 2 years ago

Getting a mortgage

The most common mortgage questions answered

Posted by Mortgage Light 2 years ago

Getting a mortgage

How to Get a Mortgage on a Low Income

Posted by Mortgage Light 2 years ago

Getting a mortgage

How Much Money can I Borrow for a Mortgage?

Posted by Mortgage Light 2 years ago

Getting a mortgage

5 Reasons to use a Mortgage Adviser

Posted by Mortgage Light 2 years ago

Getting a mortgage

Cost of Living Crisis – How is This Impacting the Housing Market?

Posted by Mortgage Light 2 years ago

Getting a mortgage

What is a Standard Variable Mortgage?

Posted by Mortgage Light 2 years ago

Getting a mortgage

What Type of Mortgage Should I Get? 2022 Guide

Posted by Mortgage Light 2 years ago

Getting a mortgage

Mortgage in Principle – What Can go Wrong?

Posted by Mortgage Light 2 years ago

Getting a mortgage

Does Getting Rejected for a Mortgage Affect a Credit Score?

Posted by Mortgage Light 2 years ago

Getting a mortgage

How do Joint Mortgages Work?

Posted by Mortgage Light 2 years ago

Getting a mortgage

What Does LTV Mean?

Posted by Mortgage Light 2 years ago

Getting a mortgage

What Happens if a Mortgage Application Gets Rejected?

Posted by Mortgage Light 2 years ago

Getting a mortgage

Difference Between Fixed and Tracker Mortgages

Posted by Mortgage Light 3 years ago

Getting a mortgage

How Does Bad Credit Affect a Mortgage?

Posted by Mortgage Light 3 years ago

Getting a mortgage

How to Save For a House Deposit

Posted by Mortgage Light 3 years ago

Getting a mortgage

How to Get a Mortgage as a Business Owner

Posted by Mortgage Light 3 years ago

Getting a mortgage

What is the Minimum Deposit on a Mortgage?

Posted by Mortgage Light 3 years ago

Getting a mortgage

How to Get The Best Rate on a Mortgage

Posted by Mortgage Light 3 years ago

Getting a mortgage

What are High Net Worth Mortgages?

Posted by Mortgage Light 3 years ago

Getting a mortgage

Getting a Mortgage With a Limited Company

Posted by Mortgage Light 3 years ago

Getting a mortgage

How do I Apply for a Mortgage?

Posted by Mortgage Light 3 years ago

Getting a mortgage

How to Buy Your First Home

Posted by Mortgage Light 3 years ago

Getting a mortgage

Different Types of Mortgage

Posted by Mortgage Light 3 years ago

Getting a mortgage

Am I Eligible for a Mortgage?

Posted by Mortgage Light 3 years ago

Getting a mortgage

What is a Mortgage Agreement in Principle?

Posted by Mortgage Light 4 years ago

Getting a mortgage

What Fees are Involved in Buying a House?

Posted by Mortgage Light 4 years ago

Getting a mortgage

What is a Fixed-Rate Mortgage?

Posted by Mortgage Light 4 years ago

Getting a mortgage

What is a Mortgage Guarantor?

Posted by Mortgage Light 4 years ago

Getting a mortgage

What do I Need for a Mortgage Application?

Posted by Mortgage Light 4 years ago

All of our brokers deal with the whole of the mortgage market. It doesn’t matter what the question or when you want to speak to us, we have brokers available on the phone or face to face seven days a week. Whether you are just thinking of buying a home and have no idea where to start, a seasoned investor or someone looking to better your current mortgage product, we are happy to help andchat over ideas free of charge.

So we can give you plain and simple advice we will run through some basic questions to help us tailor products to suit your needs. Upon us taking your application forward we will write to inform you that we have given you advice and give you a Key Facts Illustration breaking down the important elements of the product and the fees involved.

For us to take your application forward to a lender we charge an upfront administration fee of £495. For our returning customers looking to renew their mortgage product this fee reduces to £250. We also receive commission from the lender.

Our fee is payable on mortgage application. We charge up to 1% but our typical fee is £495 for all new residential applications, £645 for loan sizes of £50,000 or lower, and £695.00 for limited company buy to lets. However, with our existing customers our fee is reduced to £250 for a Remortgage or if we end up doing a product transfer we do not charge. Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. For commercial mortgages, our fees are subject to the nature of the finance and structure of the loan, with a minimum fee of £1000. Other fees may apply. We will receive commission from the lender in addition to the fees you pay. As with all insurance policies, conditions and exclusions will apply.

Covering Milton Keynes.

Registered Office: Mortgage Light Ltd, 15 High Street, Brackley, England, NN13 7DH. Registered Company Number: 8184773. Registered in England & Wales.