Category: Case Study

Case Study

Making criteria work

Posted by Mortgage Light 1 year ago

We’re specialists in ensuring our clients have the right mortgage for their circumstances. And even when faced with difficult or unusual circumstances, our friendly, experienced team pull out all the stops to do everything we can to get our clients their dream home. Here is a selection of case studies which demonstrate where we’ve helped... Continue reading

Case Study

Mortgage Light provides a lifeline for first-time buyer family

Posted by Katherine 3 years ago

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Case Study

Homebuyer moves up the ladder – with the help of Mortgage Light for a second time

Posted by Katherine 3 years ago

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Case Study

Light at the end of the tunnel for buy-to-let customer

Posted by Katherine 3 years ago

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Case Study

Shared Ownership Made Easy for First-Time Buyers

Posted by Mortgage Light 3 years ago

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All of our brokers deal with the whole of the mortgage market. It doesn’t matter what the question or when you want to speak to us, we have brokers available on the phone or face to face seven days a week. Whether you are just thinking of buying a home and have no idea where to start, a seasoned investor or someone looking to better your current mortgage product, we are happy to help andchat over ideas free of charge.

So we can give you plain and simple advice we will run through some basic questions to help us tailor products to suit your needs. Upon us taking your application forward we will write to inform you that we have given you advice and give you a Key Facts Illustration breaking down the important elements of the product and the fees involved.

For us to take your application forward to a lender we charge an upfront administration fee of £349. For our returning customers looking to renew their mortgage product this fee reduces to £199. We also receive commission from the lender.

Our fee is payable on mortgage application. We charge £349 for all new residential applications, and £495 for loan sizes of £50,000 or lower and for limited company buy to lets. However, with our existing customers our fee is reduced to £199 for a Remortgage or if we end up doing a product transfer we do not charge. Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. For commercial mortgages, our fees are subject to the nature of the finance and structure of the loan, with a minimum fee of £1000. Other fees may apply. We will receive commission from the lender in addition to the fees you pay. As with all insurance policies, conditions and exclusions will apply.

Covering Milton Keynes.

Registered Office: Mortgage Light Ltd, 15 High Street, Brackley, England, NN13 7DH. Registered Company Number: 8184773. Registered in England & Wales.

Making criteria work

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