Calling all first-time buyers: Join our free virtual mortgage clinic!

June 5, 2020 By Katherine Leave a Comment

Calling all first-time buyers! Are you ready for your own space but not sure on your next steps? Join Mortgage Light’s free virtual mortgage clinic for a friendly video chat with our mortgage experts.

Date: Thursday 25^th June 2020

Time: 6pm

Our experts can answer all your questions about getting onto the property ladder:

Can you afford to buy your first home?
What options are available to you based on your budget?
What do you do once you’ve found your new home?
How do you apply for a mortgage?
What’s involved – from putting in an offer to collecting your keys?

All you need is the Zoom app on your phone or PC. Register your interest in taking part, either by calling 01908 597655 or emailing register@mortgagelight.co.uk.

We hope to see you soon!

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All of our brokers deal with the whole of the mortgage market. It doesn’t matter what the question or when you want to speak to us, we have brokers available on the phone or face to face seven days a week. Whether you are just thinking of buying a home and have no idea where to start, a seasoned investor or someone looking to better your current mortgage product, we are happy to help andchat over ideas free of charge.

So we can give you plain and simple advice we will run through some basic questions to help us tailor products to suit your needs. Upon us taking your application forward we will write to inform you that we have given you advice and give you a Key Facts Illustration breaking down the important elements of the product and the fees involved.

For us to take your application forward to a lender we charge an upfront administration fee of £495. For our returning customers looking to renew their mortgage product this fee reduces to £250. We also receive commission from the lender.

Our fee is payable on mortgage application. We charge up to 1% but our typical fee is £495 for all new residential applications, £645 for loan sizes of £50,000 or lower, and £695.00 for limited company buy to lets. However, with our existing customers our fee is reduced to £250 for a Remortgage or if we end up doing a product transfer we do not charge. Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. For commercial mortgages, our fees are subject to the nature of the finance and structure of the loan, with a minimum fee of £1000. Other fees may apply. We will receive commission from the lender in addition to the fees you pay. As with all insurance policies, conditions and exclusions will apply.

Covering Milton Keynes.

Registered Office: Mortgage Light Ltd, 15 High Street, Brackley, England, NN13 7DH. Registered Company Number: 8184773. Registered in England & Wales.

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