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We all want the cheapest deal and to pay off our mortgage as quickly as possible. The simplest way of doing this is by making sure you always have the most competitive product suitable to you at all times. You can do this by remortgaging.
Remortgaging happens when you change the mortgage you currently have on your property, either by switching it to a new lender, or by moving to a different deal with your existing lender (known as a product transfer).
Remember – you are not locked into one mortgage for life. It’s something that can be reviewed every few years, or when circumstances change, in order to help make your mortgage work for you.
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