Are You Looking Into Remortgaging?

Download Our FREE Guide and Discover How Remortgaging Can Help You Save! It includes…

  • When is the Right Time to Remortgage
  • Unlocking the Equity in Your Home
  • Avoiding Common Pitfalls
  • Step-by-Step Remortgaging Process

Is Now the Right Time to Remortgage?

We all want the cheapest deal and to pay off our mortgage as quickly as possible. The simplest way of doing this is by making sure you always have the most competitive product suitable to you at all times. You can do this by remortgaging.

Remortgaging happens when you change the mortgage you currently have on your property, either by switching it to a new lender, or by moving to a different deal with your existing lender (known as a product transfer).

Remember – you are not locked into one mortgage for life. It’s something that can be reviewed every few years, or when circumstances change, in order to help make your mortgage work for you.

Working With Us

At Mortgage Light, we make the remortgaging process straightforward and stress-free, guiding you to the right deal at the right time. As your current mortgage deal approaches renewal, it’s the perfect opportunity to explore your options and see if switching to a new deal could save you money or provide better terms.

Here’s how we can help when it comes to remortgaging:

  • Review the years left on your mortgage – We’ll ensure your new deal suits your remaining mortgage term and future financial plans.
  • Assess your monthly payments – We’ll help you determine if you could reduce your payments or find a deal with more flexible terms.
  • Explore interest rate options – We’ll compare rates from across the market to find the most competitive option for you.
  • Look into raising funds – Need money for home improvements or consolidating debts? We’ll help you explore options to release equity from your home.
  • Secure a longer fixed rate for peace of mind – We can help you lock in a deal that provides stability with a longer fixed-rate period, giving you security against potential rate changes.

We understand life is busy, so we make it easy. Whether you’d prefer a face-to-face chat or a quick call, we’re here to discuss your remortgaging options when it suits you. Let Mortgage Light help you make the most of your home.

We Can Help With…

  • Remortgaging Options: Shared Ownership Remortgages, Help to Buy Remortgages, Product Transfers
  • Equity Release and Financial Adjustments: Staircasing (Increasing your Ownership Share), Repaying Help to Buy
  • Home and Family Planning: Home Improvements and Extensions, Removing a Partner from your Mortgage

Meet Our Dedicated Remorgage Team!

Remortgaging made simple - secure the right deal, save money, and unlock your home's potential

GET IN TOUCH

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What Our Clients Say About Us...

Mortgage Light Head Office

1 Whittle Court,
Knowlhill,
Milton Keynes,
MK5 8FT

Our fee is payable upon mortgage application. The typical fee for a regulated mortgage is £495. However, for applications involving a poor credit history or loan amounts under £50,000, an additional fee of £150 will apply. For existing customers, we offer a reduced fee of £250 for remortgages and £395 for purchases, with no charge for product transfers. For buy-to-let mortgages, the fee is £595, and for limited company buy-to-lets, it is £695. Fees for commercial mortgages are determined by the nature of the finance and the loan structure, with a minimum charge of £1,000. Additional fees may apply. We will receive commission from the lender in addition to the fees you pay. As with all insurance policies, conditions and exclusions will apply.

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

Covering The Whole of The UK

Registered Office: Mortgage Light Ltd, 15 High Street, Brackley, England, NN13 7DH. Registered Company Number: 8184773. Registered in England & Wales.